Need an appraisal in Mission Viejo or Orange County?
The top 7 reasons why CA homeowners call on Premier Appraisal of SoCal:
Do you own a house in or near Mission Viejo? Do you need help determining the value of your real estate?
We at Premier Appraisal of SoCal understand the unique needs of a consumer seeking appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Premier Appraisal of SoCal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping consumers just like you get rid of unwanted and unneeded PMI insurance.
Challenging property tax assessments
If you live in an area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal from Premier Appraisal of SoCal is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Premier Appraisal of SoCal can help with that too. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.