Attention homeowners: Real estate appraisal services for in Mission Viejo and Orange County
Check out the top 7 reasons why CA homeowners order from Premier Appraisal of SoCal:
Own a house in or near Mission Viejo, CA and need help deciding the price of it?
We at Premier Appraisal of SoCal understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Premier Appraisal of SoCal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping homeowners just like you remove unwanted and unneeded PMI insurance.
Challenging a property tax assessment
If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Premier Appraisal of SoCal is your best weapon.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be inopportune from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can provide you with an expert appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Premier Appraisal of SoCal can help you with that. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.