Appraisal services for Mission Viejo and Orange County homeowners
Here are the top seven reasons why CA homeowners hire Premier Appraisal of SoCal:
Own a home in or near Mission Viejo, CA and need help deciding the value of it?
At Premier Appraisal of SoCal, we understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Appraisals to remove PMI
A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Premier Appraisal of SoCal is veterans in helping folks just like you abolish unwanted PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Premier Appraisal of SoCal is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Premier Appraisal of SoCal can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Premier Appraisal of SoCal can We can assist you. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.